Lorem ipsum dolor sit amet, consectetur
only
”
The Results
15%
We use our sophisticated economic scenario generator, Insight, to produce thousands of potential plausible future market forecasts, starting from today's market conditions. Using these forecasts for combinations of different asset classes, you can construct asset allocations and portfolios with optimised risk-reward characteristics.
1/4
Case Study
Lorem ipsum dolor sit
Charge (OCF)
1
4
Fund 2
1
Background
Get in touch
Our methodology
Fact two:
Lorem ipsum
EValue Strategic Asset Allocation
Strong performance
0.81%
of adults with cancer are enrolled in clinical trials4
1
Supplying APIs for a global asset manager's automated advice process
Fund 3
Our client, a global asset manager, wanted to build an automated advice process that included the explanation and calculation of risk and reward for each investment. They had created various tools and calculators before, but they hadn’t yet given advice in this way.
As well as needing technical help, they were under tight time pressure and wanted to use a robust forecasting solution that was immediately accessible. In particular, they faced issues around finding and using an appropriate Risk Questionnaire. Most came in tool-form, which would have hindered where and how it was used in the journey.
Increasing speed-to-market and the ability to scale globally
Benefits
3%
1
Fact one:
Lorem ipsum
We gave the client access to our API Portal so the development team could get up and running with the right forecasting. Information was available in multiple currencies, allowing for expansion into different territories. The APIs we supply are for the investment forecast, the risk questionnaire and chance to beat target.
Our client could also overcome issues around Risk Questionnaires. Instead of using a tool, they use our API. They can use it in their journey wherever they want.
After the initial tender process, we gave our client consultancy support and taught the development team how to best use our APIs. We worked with business analysts, project managers, technical teams (including programmers and an architect), as well SMEs in advice, and the proposition owner.
No limit to growth
1/4
Our solution
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Nunc a leo faucibus nulla dignissim convallis.
Helping our client learn about our APIs through consultancy work, allowing them to scale up and expand using this knowledge.
1
Columbia Threadneedle considers our asset allocations and decides on the tactical asset allocations for the Zurich Horizon Multi-Asset funds.
1 milion
0.84%
1
investigative sites will fail to enroll a single patient2
2
1
Fund selection
Our thorough, systematic approach ensures that investment decisions don't get caught by any single ideas – regardless of how interesting. Instead, they systematically consider the full range of potential outcomes. Without this, decisions risk getting blow off course by every passing fancy (or scare) that might influence investment markets.
Insight is delivered as a set of scenarios which together show the range and average outcome that history, market conditions and careful modelling lead us to expect.
Columbia Threadneedle's independent risk team analyse each of the Zurich Horizon Multi-Asset funds in depth. This will highlight any potential investments that could result in the funds having an undue concentration of risk, and ensure the funds remain within their designated risk profile.
Work has gone into understanding the durational risk of bonds. Because of the risk-reducing properties of bonds, lower risk investors can achieve their chosen risk profile with portfolios containing a higher exposure to assets with higher risk-reward characteristics. This offers them the potential benefit of higher returns while accurately targeting their assessed risk profiles.
The funds aim to achieve a positive investment return for a targeted level of risk by investing in a mixture of asset classes. And to ensure this, it's key to review and change the weightings between these classes in a measured way.
The simplicity and ease of using our APIs were key to this project. Our consultancy period was between January and March, and by April the team knew how to use our APIs. This gave them the freedom to scale and grow their offerings.
Let's take a look at how our stochastic asset model, Insight, works with Columbia Threadneedle and Zurich to ensure strong performance for these funds.
2
A brief background: annuities and drawdown
THE NEWBURY OFFICE
Benyon House, Newbury Business Park, Newbury RG14 2PZ
THE LONDON OFFICE
50 Liverpool Street, London EC2M 7PY
Phone: 01635 881180
Email: contact@ev.uk
for three funds.
Oversight
Email us
2017
Fund 5
The APIs have around 90,000 – 100,000 calls every month. As the team now know how to use our APIs, they can expand it globally very quickly. The only limit to their plans are internal resource and availability. As our client’s proposition grows, in terms of different offerings, our APIs will be able to support them. Currently they look at accumulation, though have plans to include decumulation too.
Background
2015
1/10
of patients are aware
of clinical trial options3
Zurich Horizon Funds
of adults with cancer are enrolled in clinical trials4
Copyright © EValue Ltd 2019. All Rights Reserved.
investigative sites will under-enroll2
Lorem ipsum dolor sit
A long-term partnership
Using APIs to grow
See our scope of services and the ways Insight can be a benefit to you.
Solving digital challenges
only
1
Increased speed-to-market and the ability to scale globally
Contact us
4,500
1/10
600
1
investigative sites will fail to enroll a single patient2
0.81%
0.81%
1
The challenge
The APIs have around 90,000 – 100,000 calls every month. As the team now know how to use our APIs, they can expand it globally very quickly. The only limit to their plans are internal resource and availability. As our client’s proposition grows, in terms of different offerings, our APIs will be able to support them. Currently they look at accumulation, though have plans to include decumulation too.
2014
4
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Nunc a leo faucibus nulla dignissim convallis. Curabitur tristique nulla sed rhoncus sodales. Aenean diam risus, egestas eu luctus a, dapibus id nisl. Phasellus mattis tortor in mi euismod consectetur. Duis pretium efficitur euismod.
Solution
only
Our client is embarking on a digital advice transformation and using our components to fit into the gaps and solve the challenges they come up against. We’re providing the parts to help them make this happen.
Discover what we did and how it could apply to your business.
Vestibulum euismod, elit quis ornare gravida, dui diam fringilla arcu, a vulputate lectus diam eu est. Nullam ut eros vitae mauris dapibus tempus et id odio. Morbi ac consectetur augue, eu condimentum dolor. Praesent eleifend risus id est facilisis blandit. Curabitur eget enim in felis sollicitudin commodo bibendum eget tortor. Praesent et lorem ac metus fringilla tincidunt. Nunc eu rutrum velit, eu ultricies sapien. Quisque sagittis turpis non facilisis congue. Nunc sapien sem, interdum ut ipsum vitae, pharetra bibendum nunc. Maecenas eget facilisis risus, quis rhoncus leo. Vestibulum euismod, elit quis ornare gravida, dui diam fringilla arcu, a vulputate lectus diam eu est. Nullam ut eros vitae mauris dapibus tempus et id odio. Morbi ac consectetur augue.
1
1
1
Copyright © EValue Ltd 2019. All Rights Reserved.
Vestibulum euismod, elit quis ornare gravida, dui diam fringilla arcu, a vulputate lectus diam eu est. Nullam ut eros vitae mauris dapibus tempus et id odio. Morbi ac consectetur augue, eu condimentum dolor. Praesent eleifend risus id est facilisis blandit. Curabitur eget enim in felis sollicitudin commodo bibendum eget tortor. Praesent et lorem ac metus fringilla tincidunt. Nunc eu rutrum velit, eu ultricies sapien. Quisque sagittis turpis non facilisis congue. Nunc sapien sem, interdum ut ipsum vitae, pharetra bibendum nunc. Maecenas eget facilisis risus, quis rhoncus leo. Vestibulum euismod, elit quis ornare gravida, dui diam fringilla arcu, a vulputate lectus diam eu est. Nullam ut eros vitae mauris dapibus tempus et id odio. Morbi ac consectetur augue.
1
90%
The Benefits
5
since launch in 2014
“
Top ranking!
only
This approach to asset allocation is successful for several reasons:
of patients are aware
of clinical trial options3
4,500
Fund 1
15%
1
1
Risk Management
1
Solution
1
Insight provides the strategic asset allocations (SAA), which is tactically allocated (TAA) by Columbia Threadneedle's highly-experienced multi-asset team. Then, Zurich Investment Services provide a final layer of high-quality risk management oversight.
As Columbia Threadneedle run the funds and manage them in line with the EValue risk profiles, all advisors need to do is monitor their clients' risk appetite, rather than the funds' level of risk too.
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Nunc a leo faucibus nulla dignissim convallis. Curabitur tristique nulla sed rhoncus sodales. Aenean diam risus, egestas eu luctus a, dapibus id nisl. Phasellus mattis tortor in mi euismod consectetur. Duis pretium efficitur euismod.
Every quarter, we update Insight with the latest economic data. Using this updated data, we produce 10,000 future scenarios of how the market might progress from its current position. These revised forecasts let us review and update the asset allocations for each risk profile to ensure they remain efficient, i.e. that they deliver the maximum expected return for the risk budget associated with each Horizon fund.
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Nunc a leo faucibus nulla dignissim convallis. Curabitur tristique nulla sed rhoncus sodales.
Fund 4
At a glance
No limit to growth
2016
3 Hours
Using APIs to grow
Case Study
Creating long-term partnership
Our client increased speed-to-market, they didn’t have to put any complex calculations into the front-end, and they had no need to use internal resource on testing. The business is now about to expand into further territory with a similar solution tailored for the local market.
Enabling digital transformation
4,500
Discover how Zurich and Columbia Threadneedle successfully use Insight to provide strategic asset allocations, ensuring strong performance across five risk-profiled multi-asset funds. And see why Insight can ensure asset allocations remain highly efficient and deliver maximum expected return.
We’ve established a long-term partnership with this client, helping them to not only grow each proposition, but develop them out into different
countries too.
3%
0.82%
90,000 - 100,000 calls a month
Lorem ipsum dolor sit
investigative sites will under-enroll2
3%
4,500
Zurich operates five risk-profiled multi-asset funds known as the Horizon Fund Range. With three levels of risk management, these funds have a unique investment process. Input from EValue, Columbia Threadneedle and Zurich Investment Services has led to strong performance since the funds' launch in 2014.
FE Crown rating
The Columbia Threadneedle Managed Fund team use our asset allocation model, alongside their strategic market views, to help select the most appropriate funds for the Zurich Horizon Multi-Asset funds to hold.
Strategy
Insight is a multi-asset, multi-market, multi-currency global economic model. And its comprehensiveness and consistency provide the framework and discipline for assessing the relative value of different asset classes.
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Nunc a leo faucibus nulla dignissim.
3
There's a consistent definition of risk, which isn't driven by recent short-term market volatility. Instead, it looks forward to the volatility of the outcomes over the likely term of an investment.
1
Key objective
Tim Jablonski
Product Director, EValue
Zurich Horizon funds asset allocation
90%
Contact us
Year-end quartile ranking
Source FE Analytics 30th November 2017
In addition to the above, Zurich undertakes portfolio risk management, to ensure the funds are run in accordance with the fund objectives.
Call us